AlaCOMP’s approach to loss control is a two-part plan involving an initial risk assessment followed by client education. We use a team of in-house consultants to assess not only the inherent risks of the workplace, but the management’s willingness and ability to curb risks wherever possible. This process includes:
Once an applicant is insured by AlaCOMP, our Loss Control department continues to work side-by-side with the management team and the employees in implementing loss prevention programs and teaching effective injury prevention practices.
In addition, AlaCOMP’s Underwriting and Loss Control departments will collaborate on a quarterly review of each client. This review will help identify clients with loss ratios greater than 35% as well as those not responding to loss prevention recommendations. The departments will work with these clients to develop new action plans and will schedule further loss control visits.